Business Owners Package policy, very commonly called a “BOP,” is mostly intended for small businesses. There are many types of Small Businesses therefore the coverage vary as well. Although there are certain common elements, BOP’s are set up specifically for your business. The basic BOP offers Business Personal Property for both building and contents, and liability insurance protection for the operation of your business. Business Income and Extra Expense Coverage is also available for protection after an insured has incurred a loss.
Common small businesses where BOP’s are applicable:
| Convenience Store | Cigar Shop | Retail Store |
| Dry Cleaner | Hair / Nail Salon | Massage & Day Spa |
| Boutique Shop | Grocery Store | Learning Center |
| Medical Office | Tax Prep Center | Home Health Service |
| Day Care Service | Pawn Shop | Fitness Center |